Nurhasanah, S.; Septiana, D.; Kasmawati, K. Preventive Measures Against Non-Performing Loans: Implementation of Prudential Principles in the Buy Now Pay Later (BNPL) Scheme Through Bank–E-Commerce Partnerships. JLE 2025, 4 (2), 211-223. https://doi.org/10.56347/jle.v4i2.371.