masriali@unsyiah.ac.id Banda Aceh, Indonesia

Edukasi Literasi Keuangan Rumah Tangga sebagai Upaya Peningkatan Kesejahteraan di Dusun Awang Madya, Desa Giri Media

Ni Luh Juliani Rika Ekawati1* , Dwi Ratna Kamala Sari Lukman2 , I Nyoman Alit Suarjaya3 , I Komang Widya Purnama Yasa4
1*,2,3,4 Institut Agama Hindu Negeri Gde Pudja Mataram
* Corresponding Author: Ni Luh Juliani Rika Ekawati
Published
2025-10-30
Section
Article
Pages
106-115

Abstract

This Community Service Program (KKN) was carried out in Dusun Awang Madya, Giri Madia Village, focusing on financial literacy education to improve household welfare. The program was motivated by low financial literacy levels in rural communities, leading to weak financial management, consumptive spending, and lack of long-term planning. The objective was to increase children's and housewives' understanding of basic financial concepts, help them differentiate between needs and wants, and train them in simple budgeting. A participatory-educative method was applied through planning, socialization, training, and evaluation stages. The target group involved 15 children (elementary and junior high school students) and 10 housewives. Results showed that children could recognize income and expenditure, and distinguish needs from wants through games, while housewives were able to record household finances and draft short-term plans. The final evaluation indicated improved awareness and skills, although further assistance is required. Overall, the program significantly enhanced financial literacy and supported household welfare at the local level.

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Author Biographies

Ni Luh Juliani Rika Ekawati Institut Agama Hindu Negeri Gde Pudja Mataram

Institut Agama Hindu Negeri Gde Pudja Mataram, Kota Mataram, Nusa Tenggara Barat, Indonesia

Dwi Ratna Kamala Sari Lukman Institut Agama Hindu Negeri Gde Pudja Mataram

Institut Agama Hindu Negeri Gde Pudja Mataram, Kota Mataram, Nusa Tenggara Barat, Indonesia

I Nyoman Alit Suarjaya Institut Agama Hindu Negeri Gde Pudja Mataram

Institut Agama Hindu Negeri Gde Pudja Mataram, Kota Mataram, Nusa Tenggara Barat, Indonesia

I Komang Widya Purnama Yasa Institut Agama Hindu Negeri Gde Pudja Mataram

Institut Agama Hindu Negeri Gde Pudja Mataram, Kota Mataram, Nusa Tenggara Barat, Indonesia

How to Cite

Ekawati, N. L. J. R., Lukman, D. R. K. S., Suarjaya, I. N. A., & Yasa, I. K. W. P. (2025). Edukasi Literasi Keuangan Rumah Tangga sebagai Upaya Peningkatan Kesejahteraan di Dusun Awang Madya, Desa Giri Media. Kawanad : Jurnal Pengabdian Kepada Masyarakat, 4(2), 106-115. https://doi.org/10.56347/kjpkm.v4i2.357

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Copyright (c) 2025 Ni Luh Juliani Rika Ekawati, Dwi Ratna Kamala Sari Lukman, I Nyoman Alit Suarjaya, I Komang Widya Purnama Yasa

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References

Total: 16 References
  • Brilianti, F., & Kautsar, A. (2020). Apakah literasi keuangan memengaruhi kesejahteraan. Kajian Ekonomi & Keuangan, 4(2), 104–115.
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