masriali@unsyiah.ac.id Banda Aceh, Indonesia

The Influence of Emotional and Rational Factors on Traders' Decision in Choosing Islamic Banking Services (Case Study of Traders at Baruga Market)

Wawan Wawan1* , Indra Nola2 , Lestari Daswan3 , Sitti Nur Annisa Amalia4
1*,2,3,4 Institut Agama Islam Negeri (IAIN) Kendari
* Corresponding Author: Wawan Wawan
Published
2025-11-30
Section
Articles
Pages
261-270

Abstract

This study aims to examine and analyze the influence of emotional and rational factors on traders' decisions in choosing Islamic banking services (case study of Baruga Market traders). This type of research is quantitative research. The data source in this study is primary data. The sample in this study amounted to 97 people taken using purposive sampling technique. The data collection technique used questionnaires distributed directly in the form of printed paper and Google from. Analyzed using multiple linear regression through SPSS software. The results of this study indicate that emotional factors have a significant influence on traders' decisions in choosing Islamic banking services (case study of Baruga Market traders), rational factors have a significant influence on traders' decisions in choosing Islamic banking services (case study of Baruga Market traders). As well as emotional factors and rational factors have a significant influence on traders' decisions in choosing Islamic banking services (case study of Baruga Market traders).

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Author Biographies

Wawan Wawan Institut Agama Islam Negeri (IAIN) Kendari

Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Kendari, Kendari City, Southeast Sulawesi Province, Indonesia

Indra Nola Institut Agama Islam Negeri (IAIN) Kendari

Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Kendari, Kendari City, Southeast Sulawesi Province, Indonesia

Lestari Daswan Institut Agama Islam Negeri (IAIN) Kendari

Department of Sharia Business Management, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Kendari, Kendari City, Southeast Sulawesi Province, Indonesia

Sitti Nur Annisa Amalia Institut Agama Islam Negeri (IAIN) Kendari

Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Kendari, Kendari City, Southeast Sulawesi Province, Indonesia

How to Cite

Wawan, W., Nola, I., Daswan, L., & Amalia, S. N. A. (2025). The Influence of Emotional and Rational Factors on Traders’ Decision in Choosing Islamic Banking Services (Case Study of Traders at Baruga Market). Journal of Law and Economics, 4(2), 261-270. https://doi.org/10.56347/jle.v4i2.383

License & Copyright

Copyright (c) 2025 Wawan Wawan, Indra Nola, Lestari Daswan, Sitti Nur Annisa Amalia (Author)

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